Activity Cover
If you wish to partake in any activities whilst on your trip abroad, you need to ensure you are covered.
Below are the activities that we cover as standard on all of our policies:
Please note that all of the activities are covered on a non-professional and non-competitive basis unless otherwise stated. All Activities marked with an asterisk (*) indicate those which do not have Personal Liability cover and those marked with a (‡) indicate those which do not have Personal Accident cover.
Please note that all of the activities where inshore or inshore only has been mentioned, can be classified as within 12 nautical miles of the coastline.
| Name |
|---|
| Abseiling (within organiser’s guidelines) |
| Aerial Safaris (in chartered aircraft and an organised excursion) |
| Archaeological Digging |
| Archery *‡ |
| Athletics *‡ |
| Badminton |
| Bamboo rafting (Inshore Only) |
| Banana Boating (Inshore Only) |
| Bar and Restaurant Work |
| Baseball *‡ |
| Basketball |
| Beach games |
| Billiards |
| Blading (no stunts) |
| Board Sailing *‡ (Inshore Only) |
| Body Boarding (Inshore Only) |
| Boogie Boarding (Inshore Only) |
| Bowling/Bowls |
| Bungee Jumping *‡ |
| Cable Car Ride |
| Camel Riding/Trekking *‡ |
| Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3 (Inshore Only) |
| Canoeing/Rafting/White Water Rafting/Kayaking grades 4 and 5 (Inshore Only) |
| Catamaran/Yachting/Sailing (Inshore Only) |
| Clay pigeon shooting/small Bore target shooting/rifle range *‡ |
| Climbing (on climbing wall only) |
| Cricket |
| Croquet |
| Cross Country Running |
| Curling |
| Cycling (Excluding Mountain Biking, BMX and Touring) *‡ |
| Dancing (including lesson participation) |
| Darts |
| Deep Sea Fishing (Inshore Only) |
| Dinghy Sailing*‡ (Inshore Only) |
| Dry Slope Skiing / Boarding |
| Dragon Boat Racing *‡ (Inshore Only) |
| Elephant Riding/Trekking*‡ |
| Falconry |
| Fell Running (up to 4,000 metres) |
| Fell Walking (up to 4,000 metres) |
| Fencing*‡ |
| Fishing (Inshore Only) |
| Fives |
| Flag American Football |
| Flying as a passenger in an aircraft (private plane/Helicopter/Glider) |
| Football |
| Fruit or vegetable picking (under 3 metres) |
| Flag Football |
| Frisbee/Ultimate Frisbee |
| Glass bottom boats/bubbles |
| Gliding as a passenger and with a qualified pilot |
| Go Karting (up to 120cc, wearing a helmet)*‡ |
| Goalball |
| Golf |
| Gorilla Trekking (organised tours only) |
| Gym – Fitness |
| Gymnastics |
| Handball |
| Helicopter Rides (passenger only) |
| Hiking up to 4,000 metres |
| Hobie Cat Sailing*‡ (Inshore Only) |
| Hockey (field) |
| Horse Riding (wearing a helmet and excluding racing, jumping, hunting and less that 7 days)*‡ |
| Hot Air Ballooning (passenger only) |
| Hot Dogging up to grade 3 |
| Hot Springs |
| Hydro Zorbing |
| Ice Skating (rink only) |
| In-line Skating (no stunts) |
| Ice Surfing*‡ |
| Ice Cricket*‡ |
| Jet Boating (passenger only)*‡ (Inshore Only) |
| Jogging |
| Kayaking (incl. White Water) up to grade 3 (Inshore Only) |
| Kayaking (incl. White Water) grades 4 and 5*‡ (Inshore Only) |
| Korfball |
| Llama Riding*‡ |
| Land Skiing |
| Mopeds (maximum 125cc, and passed CBT training, wearing a helmet)*‡ |
| Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet)*‡ |
| Mule Trekking*‡ |
| Netball |
| Octopush |
| Orienteering (up to 4,000 metres above sea level) |
| Ostrich riding*‡ |
| Parachuting tandem only*‡ |
| Parascending/Parasailing (towed by a boat over water) (Inshore Only) |
| Pedalos (Inshore Only) |
| Pilates |
| Pony Trekking (wearing a helmet)*‡ |
| Pool |
| Power Boating (passenger only)*‡ (Inshore Only) |
| Racquet Ball / Rackets*‡ |
| Rambling (up to 4,000 metres above sea level) |
| Reverse Bungee*‡ |
| Rifle Range*‡ |
| Ringos (Inshore Only) |
| River Bugging*‡ |
| River Sledging*‡ |
| River Tubing*‡ |
| Roller Skating/Blading/In-line (incidental, wearing pads, helmet and no stunts) |
| Rounders |
| Rowing (Inshore Only) |
| Safari in a vehicle/Trekking/Tracking (organised tour, no fire arms) |
| Sailing/Yachting European Waters only*‡ (Inshore Only) |
| Sandboarding*‡ |
| Sand Duning*‡ |
| Sand Skiing*‡ |
| Sand Surfing*‡ |
| Sand Yachting*‡ |
| Scuba Diving (up to a depth of 30 metres (if qualified or accompanied by qualified instructor and not diving alone) (Inshore Only) |
| Sea Fishing (Inshore Only) |
| Sea Kayaking (withing European Waters, no racing) (Inshore Only) |
| Shark Diving (professionally supervised in a cage) (Inshore Only) |
| Skin Diving (up to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone) (Inshore Only) |
| Skateboarding (waring pads and helmet, no stunts) |
| Skydiving (Tandem only)*‡ |
| Sledding/Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer) |
| Small Bore Target Shooting*‡ |
| Snooker |
| Snorkelling (Inshore Only) |
| Soccer |
| Softball |
| Speed Boating (passenger only)*‡ |
| Sphereing |
| Spinning Class |
| Squash*‡ |
| Surfing (Inshore Only) |
| Swimming (Inshore Only) |
| Swimming with Dolphins (Inshore Only) |
| Swimming/Bathing with Elephants*‡ |
| Sydney Harbour Bridge Walk (organised and walking across clipped onto a safety line) |
| Table Tennis |
| Tall Ship Crewing*‡ (Inshore Only) |
| Team Building |
| Ten Pin Bowling |
| Tennis |
| Touch Football |
| Trampolining |
| Tree Top Trekking/Canopy Walking |
| Trekking (below 4,000 metres only) |
| Tubing |
| Tug of War |
| Vollyball |
| Wake Boarding (Inshore Only) |
| Walking (below 4,000 metres only) |
| Water Hockey |
| Water Polo |
| Water Skiing (no jumping) (Inshore Only) |
| Wicker Basket Tobagganing |
| Whale Watching (Inshore Only) |
| Wheelchair Basketball |
| Windsurfing (Inshore Only) |
| Wind Tunnel Flying (wearing pads and helmet) |
| Yachting/Sailing (European Waters only) (Inshore Only) |
| Yoga |
| Zip-lining/trekking |
| Zorbing/Hydro Zorbing |
From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
| Name |
|---|
| Abseiling (within organiser’s guidelines) |
| Aerial Safaris (in chartered aircraft and an organised excursion) |
| Archaeological Digging |
| Archery *‡ |
| Athletics *‡ |
| Badminton |
| Bamboo rafting (Inshore Only) |
| Banana Boating (Inshore Only) |
| Bar and Restaurant Work |
| Baseball *‡ |
| Basketball |
| Beach games |
| Billiards |
| Blading (no stunts) |
| Board Sailing *‡ (Inshore Only) |
| Body Boarding (Inshore Only) |
| Boogie Boarding (Inshore Only) |
| Bowling/Bowls |
| Bungee Jumping *‡ |
| Cable Car Ride |
| Camel Riding/Trekking *‡ |
| Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3 (Inshore Only) |
| Canoeing/Rafting/White Water Rafting/Kayaking grades 4 and 5 (Inshore Only) |
| Catamaran/Yachting/Sailing (Inshore Only) |
| Clay pigeon shooting/small Bore target shooting/rifle range *‡ |
| Climbing (on climbing wall only) |
| Cricket |
| Croquet |
| Cross Country Running |
| Curling |
| Cycling (Excluding Mountain Biking, BMX and Touring) *‡ |
| Dancing (including lesson participation) |
| Darts |
| Deep Sea Fishing (Inshore Only) |
| Dinghy Sailing*‡ (Inshore Only) |
| Dry Slope Skiing / Boarding |
| Dragon Boat Racing *‡ (Inshore Only) |
| Elephant Riding/Trekking*‡ |
| Falconry |
| Fell Running (up to 4,000 metres) |
| Fell Walking (up to 4,000 metres) |
| Fencing*‡ |
| Fishing (Inshore Only) |
| Fives |
| Flag American Football |
| Flying as a passenger in an aircraft (private plane/Helicopter/Glider) |
| Football |
| Fruit or vegetable picking (under 3 metres) |
| Flag Football |
| Frisbee/Ultimate Frisbee |
| Glass bottom boats/bubbles |
| Gliding as a passenger and with a qualified pilot |
| Go Karting (up to 120cc, wearing a helmet)*‡ |
| Goalball |
| Golf |
| Gorilla Trekking (organised tours only) |
| Gym – Fitness |
| Gymnastics |
| Handball |
| Helicopter Rides (passenger only) |
| Hiking up to 4,000 metres |
| Hobie Cat Sailing*‡ (Inshore Only) |
| Hockey (field) |
| Horse Riding (wearing a helmet and excluding racing, jumping, hunting and less that 7 days)*‡ |
| Hot Air Ballooning (passenger only) |
| Hot Dogging up to grade 3 |
| Hot Springs |
| Hydro Zorbing |
| Ice Skating (rink only) |
| In-line Skating (no stunts) |
| Ice Surfing*‡ |
| Ice Cricket*‡ |
| Jet Boating (passenger only)*‡ (Inshore Only) |
| Jogging |
| Kayaking (incl. White Water) up to grade 3 (Inshore Only) |
| Kayaking (incl. White Water) grades 4 and 5*‡ (Inshore Only) |
| Korfball |
| Llama Riding*‡ |
| Land Skiing |
| Mopeds (maximum 125cc, and passed CBT training, wearing a helmet)*‡ |
| Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet)*‡ |
| Mule Trekking*‡ |
| Netball |
| Octopush |
| Orienteering (up to 4,000 metres above sea level) |
| Ostrich riding*‡ |
| Parachuting tandem only*‡ |
| Parascending/Parasailing (towed by a boat over water) (Inshore Only) |
| Pedalos (Inshore Only) |
| Pilates |
| Pony Trekking (wearing a helmet)*‡ |
| Pool |
| Power Boating (passenger only)*‡ (Inshore Only) |
| Racquet Ball / Rackets*‡ |
| Rambling (up to 4,000 metres above sea level) |
| Reverse Bungee*‡ |
| Rifle Range*‡ |
| Ringos (Inshore Only) |
| River Bugging*‡ |
| River Sledging*‡ |
| River Tubing*‡ |
| Roller Skating/Blading/In-line (incidental, wearing pads, helmet and no stunts) |
| Rounders |
| Rowing (Inshore Only) |
| Safari in a vehicle/Trekking/Tracking (organised tour, no fire arms) |
| Sailing/Yachting European Waters only*‡ (Inshore Only) |
| Sandboarding*‡ |
| Sand Duning*‡ |
| Sand Skiing*‡ |
| Sand Surfing*‡ |
| Sand Yachting*‡ |
| Scuba Diving (up to a depth of 30 metres (if qualified or accompanied by qualified instructor and not diving alone) (Inshore Only) |
| Sea Fishing (Inshore Only) |
| Sea Kayaking (withing European Waters, no racing) (Inshore Only) |
| Shark Diving (professionally supervised in a cage) (Inshore Only) |
| Skin Diving (up to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone) (Inshore Only) |
| Skateboarding (waring pads and helmet, no stunts) |
| Skydiving (Tandem only)*‡ |
| Sledding/Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer) |
| Small Bore Target Shooting*‡ |
| Snooker |
| Snorkelling (Inshore Only) |
| Soccer |
| Softball |
| Speed Boating (passenger only)*‡ |
| Sphereing |
| Spinning Class |
| Squash*‡ |
| Surfing (Inshore Only) |
| Swimming (Inshore Only) |
| Swimming with Dolphins (Inshore Only) |
| Swimming/Bathing with Elephants*‡ |
| Sydney Harbour Bridge Walk (organised and walking across clipped onto a safety line) |
| Table Tennis |
| Tall Ship Crewing*‡ (Inshore Only) |
| Team Building |
| Ten Pin Bowling |
| Tennis |
| Touch Football |
| Trampolining |
| Tree Top Trekking/Canopy Walking |
| Trekking (below 4,000 metres only) |
| Tubing |
| Tug of War |
| Vollyball |
| Wake Boarding (Inshore Only) |
| Walking (below 4,000 metres only) |
| Water Hockey |
| Water Polo |
| Water Skiing (no jumping) (Inshore Only) |
| Wicker Basket Tobagganing |
| Whale Watching (Inshore Only) |
| Wheelchair Basketball |
| Windsurfing (Inshore Only) |
| Wind Tunnel Flying (wearing pads and helmet) |
| Yachting/Sailing (European Waters only) (Inshore Only) |
| Yoga |
| Zip-lining/trekking |
| Zorbing/Hydro Zorbing |
From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
| Activity |
|---|
| Air Boarding |
| Big Foot Skiing |
| Cross Country Skiing (Recognised Paths) |
| Dry Slope Skiing/Snowboarding |
| Glacier Skiing/Walking |
| Ice Cricket* |
| Ice Windsurfing* |
| Kick Sledging |
| Langlauf |
| Mono-Skiing |
| Nordic Skiing (Recognised Paths) |
| Off-Piste Skiing/Snowboarding (Within Resort Boundaries) |
| On-Piste Skiing/Snowboarding |
| Ski Randonnee |
| Ski Run Walking |
| Ski Skimming |
| Ski Touring |
| Skidooing ‡* |
| Sledging |
| Snow Blading |
| Shoe Shoeing |
| Snow Tubing |
| Snow Zorbing |
| Snowcat Skiing (With a Professional Guide) |
| Snowmobiling ‡* |
From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
Why Choose Flexicover Travel Insurance?